Research paper on paytm

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Paytm's case study selected by the India Research Centre of the Harvard Business School – Recharge & Utility Payments, Entertainment, Travel, DTH, Wallet & Payments

Visit for more related articles at Journal of Internet Banking and Commerce. The last decade has seen tremendous growth in use of internet and mobile phone in India. Increasing use of internet, mobile penetration and government initiative such as Digital India are acting as catalyst which leads to exponential growth in use of digital payment. Electronics Consumer transaction made at point of sale POS for services and products either through internet banking or mobile banking using smart phone or card payment are called as digital payment. The consumer perception of digital payment has a significant and positive impact on adoption of digital payment. The structured questionnaire was used as research tool for understanding consumer perception of digital payment. Primary data was collected from respondents in Delhi.


There can be various research paper related bank system. Smartphone has become essential part of the daily life, Digital Wallets are quickly online payment. The number of people are using in mobile Banking System.
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